What goes around comes around

His   name was Fleming, and he was a poor Scottish farmer.   One day, while trying to make a living for his family, he heard a cry for help coming from a nearby bog.  He dropped his tools and ran to the bog.

There,   mired to his waist in black muck, was a terrified boy,   screaming and struggling to free himself. Farmer   fleming saved the lad from what could have been a slow   and terrifying death.

The next day, a fancy carriage pulled up to the Scotsman’s sparse surroundings. An elegantly dressed nobleman stepped out and introduced himself as the father of the boy Farmer Fleming had saved.

‘I want to repay you,’ said the nobleman. ‘You saved my son’s life.’

‘No, I can’t accept payment for what I did,’ the Scottish farmer replied waving off the offer. At that moment, the farmer’s own son came to the door of the family hovel.

‘Is that your son?’ the nobleman asked.

‘Yes,’   the farmer replied proudly.

‘I’ll   make you a deal. Let me provide him with the level of   education my own son will enjoy if the lad is anything like his father, he’ll no doubt grow to be a man we both will be proud of.’ And that he did.

Farmer   Fleming’s  son attended the very best schools and  in  time, graduated from St. Mary’s  Hospital  Medical  School in London, and went on to become known  throughout   the world as the noted Sir Alexander  Fleming, the  discoverer of Penicillin.

Years afterward, the same nobleman’s son who was saved from the bog was stricken with pneumonia.

What   saved his life this time?   Penicillin.

The name of the nobleman? Lord Randolph Churchill… His son’s name?

Sir Winston Churchill.

Someone   once said: What goes around comes around.

Work like you don’t need the money.

Love like you’ve never been hurt.

Dance like nobody’s watching.

Sing like nobody’s listening.

Live like its Heaven on Earth.

Pass this on, and brighten some one’s day.

May   there always be work for your hands to   do;

May your purse always hold a coin or two;

May the sun always shine on your windowpane;

May a rainbow be certain to follow each   rain;

May the hand of a friend always be near you;

May God fill your heart with gladness to cheer   you.

Multiple login in Yahoo messenger from same computer !!

Yes it is possible.

This is a little, very simple trick with not additional patches or any third party tools involved. A simple tweak to your registry will do the trick and I will show you how.

1. First up, open your Registry Editor (Run… > “regedit”)
2. Go to HKEY_CURRENT_USER > Software > Yahoo > pager >Test
3. You need to add a new key. Right click, select DWORD Value and rename it to “Plural”.
4. Now, open the value of this new key by double clicking it. Set the Value data to 1 and select Decimal for Base.
5. And you are done! Close Registry Editor and restart Yahoo! Messenger.

[Editing Yahoo Messenger registry to enable multiple login]

To sign in with another Yahoo! ID, simply launch another Yahoo! Messenger.

It is that simple!

How our inner Ego sometimes misjudges a person

A lady in a faded grey dress and her husband, dressed in a home-spun suit walked in timidly without an appointment into the Harvard University President’s outer office. The secretary could tell in a moment that such backwoods, country hicks had no business at Harvard and probably didn’t even deserve to be in Harvard.

“We want to see the President “the ma n said softly.

“He’ll be busy all day “the secretary snapped.

“We’ll wait” the lady replied.

For hours the secretary ignored them, hoping that the couple would finally become discouraged and go away. They didn’t and the secretary grew frustrated and finally decided to disturb the president..

“Maybe if you see them for a few minutes, they’ll leave” she said to him. The President, stern faced and with dignity, strutted toward the couple.

The lady told him “We had a son who attended Harvard for one y ear. He loved Harvard. He was happy here. But about a year ago, he was accidentally killed. My husband and I would like to erect a memorial to him, somewhere on campus.”

The president wasn’t touched….He was shocked. “Madam “he said, gruffly, ” we can’t put up a statue for every person who attended Harvard and died. If we did, this place would look like a cemetery.”

“Oh, no,” the lady explained quickly” We don’t want to erect a statue. We thought we would like to give a building to Harvard.”

The president rolled his eyes. He glanced at the gingham dress and homespun suit, and then exclaimed, “A building! Do you have any earthly idea how much a building costs? We have over seven and a half million dollars in the physical buildings here at Harvard.”

For a moment the lady was silent. The president was pleased. Maybe he could get rid of them now.. The lady turned to her husband and said quietly, “Is that all it costs to start a university ? Why don’t we just start our own?”

Her husband nodded. The president’s face wilted in confusion and bewilderment. Mr. and Mrs. Leland Stanford got up and walked away, traveling to Palo Alto, California where they established the University that bears their name: -StanfordUniversity, a memorial to a son that Harvard no longer cared about.

Most of the time we judge people by their outer appearance, which can be misleading. And in this impression, we tend to treat people badly by thinking they can do nothing for us. Thus we tend to lose our potential good friends, employees or customers.

Remember

In our Life, we seldom get people with whom we want to share & grow our thought process. But because of our inner EGO we miss them forever.

It is you who have to decide with whom you are getting associated in day to day life.

Small people talk about others,

Average people talk about things,

Great people talk about ideas

Top 10 Ways to Kick Depression

First trick:

  

Get out of your head and into your feet.
The body craves movement. Exercise really works. Let’s not think of it as exercise though. Nothing is gnarlier to the depressed person than imagining him/herself at the gym in ill fitting sweats, panting on the stair master while svelte athletes are bopping around in all directions.
As Woody Allen says, 90% of success is showing up. Once we’ve got our walking shoes on, once we get endorphins cooking, the doldrums have less power to penetrate .
 
Second Trick:

  

Turn on music! Now!
I recommend that my clients have an arsenal of inspiring and fun music at their fingertips.
I have even been known to make CD’s for my clients. When we’re depressed, the smallest task feels overwhelming. . If I can kick-start someone’s joy, then I am thrilled.
 
Third Trick:
 
Turn on the light and sit in the sun.
Many of us work in windowless cubicles or offices, and wonder why we feel blue.
This time of year, when the sun sets earlier, we must ’s dark out in autumn and winter, get a light, get some sun, get some more sun. And if there is no sun in your world, then buy a full-spectrum light. Get one cheap on E-bay.
 
Fourth Trick:

  

Hang out with 4-leggeds. (Unless of course, you’re allergic)
Having an animal companion near can instantly release oxytocin, that magical hormone that we secrete when we fall in love, give birth, or are nursing. It releases a feeling of goodwill, or trust in the world.
OK, so not all of all are blessed to be in love all the time, or be breast feeding, so I recommend my clients find other ways to bring on the joy chemical. Read on.
 
Fifth Trick:

 

Change your thoughts. Right now.
We have around 60,000.00 thoughts per day. 87% of them are negative and are the same thoughts we had yesterday.
Experiencing joy is a deliberate choice. Joy takes practice. Joy is hardcore.
I use realistic affirmations, which, at times are posted all over my room. Notice I said realistic.
We must remember that affirmations don’t make something happen, they make something welcome.
People tell me, “I put an affirmation up on my bedroom wall, saying:” I am ready to meet a gorgeous, successful, charming man who will adore and worship me.” It’s been 3 months. Where is he?” I tell them; “You have made yourself more open to meeting this human. Finding him is another story. Sorry.”
 
Sixth Trick:

 

Follow a joyous lifestyle. Choose joyous entertainment.
Find a class, a workout, anything that gets you in your body, preferably sweating a bit. 
 

Seventh Trick:

 Affirm joy with words.
Rudyard Kipling said “I am by calling a dealer in words.. And words are by far the most powerful drug in the world”. It may seem trite, but changing the way we speak can be extremely influential in changing our moods.
 
Eighth Trick:

 

Grab hold of a goal.
Make it a do-able one. Happiness and joy come from goals. We mustn’t put off our lives.
 
Ninth Trick:

 

Cultivate a relationship with the divine.
We are whom our higher self wanted to experience.
There is some truth to the pithy phrase: There’s no aetheists in foxholes.
Have a smidgens of faith and the world can be a gentler space..
 
Tenth Trick:

 

Choose joyous companions.
When we are depressed, we take our bored, sluggish selves wherever we go. We need distractions. We need company. We need intimacy. It is very important to be around authentic people. We need someone who believes in us. No nay-sayers!

Link to World Music

Dear Friends:

If you are a music lover and omnivorous…… kindly indulge yourself in clicking the following link. I am sure you will salute the efforts of this blogger… whosoever he is.

http://yhu.pl/muzyka-music/121350-muzyka-swiata-rough-guide-mu-sic.html#post151998

8 key ratios to spot the right stocks

It’s a very common dilemma for first time stock buyers. You want to invest in ’safe’ stocks yet have no idea about the process involved. Should you trust your broker? Or should you trust the markets analysts. And at the end of the day you are left confused by the myriad of opinions and advices that are thrown at you.

Instead, why not understand the parameters yourself so that you can make the best choice? To help you understand the intricate art of choosing the best stocks to invest in, here are eight key ratios. Read on, understand…and happy investing!

Ploughback/reserves: Every year, a company divides its net profit (profit left after subtracting various expenses including taxes) in two portions: ploughback and dividends. While dividends are handed out to the shareholders, ploughback is kept by the company for its future use and is included in its reserves.

Ploughback is essential because besides boosting the company’s reserves, it is a source of funds for the company’s expansion plans. Hence if you are looking for a company with good growth prospects, check its ploughback figures.

Reserves are also known as shareholders’ funds, since they belong to the shareholders. If a company’s reserves are twice its equity capital it can then reward its shareholders with a generous bonus. Also any increase in reserves will push the share price of your share.

Book value per share: This ratio shows the worth of each share of a company as per the company’s accounting books. It is calculated as:

Book Value per share = Shareholders’ funds / Total quantity of equity shares issued

Shareholders’ funds can be computed by subtracting the total liabilities (money owed to creditors) of the company from its total assets. It can also be calculated by adding the equity capital to the company’s reserves.

Book value is an old record that uses the original purchase prices of the assets. However it doesn’t show the present market price of the company’s assets. As a result, this ratio has a restricted use when it comes to estimating the market price of the shares, but can give you an estimate of the minimum price of the company’s shares. It will also help you judge if the share price is overpriced or under-priced.

Earnings per share (EPS): One of the most popular investment ratios, it can be computed as:

Earnings Per Share (EPS) = Profit Post Tax / Total quantity of equity shares issued

This ratio computes the company’s earnings on a per share basis. E.g. you own 100 shares of ABC Co., each having a face value of Rs 10.

Assume the earnings per share is Rs 10 and the dividend declared is 30 per cent, or Rs 3 per share. This implies that on every share of ABC Co, you earn Rs. 6 each year, but you actually get Rs 3 via dividend. The balance of Rs 4 per share goes into the ploughback (retained earnings). Had you purchased these shares at par, it implies a return of 60 per cent.

This example shows that instead of looking at the dividends received from to company as the base of investment returns, always look at earnings per share, as it is the actual indicator of the returns earned by your shares.

Price earnings ratio (P/E): This ratio highlights the connection between the market price of a share and its EPS.

Price/Earnings Ratio (P/E) = Price of the share / Earnings per share

It shows the degree to which earnings of a share are protected by its price. E.g. if the P/E is 40, it means the share price is 40 times its earnings. So if the company’s EPS is constant, it will need about 40 years to make up for the purchase price of the share, after taking into account the dividends and the capital appreciation. Hence low P/E means you will recover your money quickly.

P/E ratio shows what the market thinks about the earnings potential and future business forecast of a company. Companies with high P/E ratios are the darlings of the investors and thus enjoy a higher market rating.

In order to use the P/E ratio properly, take into account the future earnings and growth projections of the company. If the current P/E ratio is low, as against the future prospects of a company, then the shares make an attractive investment option.

But if the company is saddled with losses and falling sales, stay away from it, despite the low P/E ratio.

Dividend & yield: Dividend is the portion of the profit that is distributed amongst shareholders. Companies offering high dividends, normally don’t have much of growth to talk about.

This is because the ploughback required to finance future development is insufficient. Similarly, those companies in high growth sector don’t give any dividend. Instead here they give sharp capital appreciation, which ultimately will lead to higher dividends.

So it makes much more sense to invest for capital appreciation instead of dividends. Rather it makes more sense to invest for yield, which is nothing but the association between the dividends and the market price of the shares. Yield (dividend yield) can be calculated as:

Yield = (Dividend per share / market price of a share) x 100

Yield shows the returns in percentage that you can expect via dividends earned by your investment at the current market price. It is more useful than simply focusing on the dividends.

Return on capital employed (ROCE): ROCE is the ratio that is calculated as:

ROCE: Operating profit / capital employed (net value + debt)

To get operating profit, add old taxes paid, depreciation, special one-off expenses, and special one-off income and miscellaneous income to get the net profit. The operating profit is a far better indicator of the profits earned by the company instead of the net profit.

Hence this ratio is the better indicator of the general performance of the company and the company’s operational efficiency. It is one of the most useful ratio that lets you compare amongst the companies.

Return on net worth (RONW): RONW is calculated as

RONW = Net Profit / Net Worth

This ratio gives you an idea of the returns generated by investing in the company. While ROCE is an effective measure to get a general overview of the profitability of the company’s business operations, RONW lets you gauge the returns you can earn on your investment.

When used along with ROCE, you get an overview of the company’s competence, financial standing and its capacity to generate returns on shareholders’ finances and capital employed.

PEG ratio: PEG is an essential and extensively used ratio for calculating the inbuilt worth of a share. It helps you decide whether the share is under-priced, totally priced or overpriced.

To derive the ratio, you have to associate the P/E ratio with the expected growth rate of the company. It assumes that higher the growth rate of the company, higher the P/E ratio of the company’s shares. Vice versa also holds true.

PEG = P/E / expected growth rate of the EPS of the company

In general, a PEG lesser than 0.5 is a lucrative investment opportunity. However if the PEG exceeds 1.5, it is time to sell.

These are some of the most critical ratios that must be considered when purchasing a share. Extensive reading of the financial performance of the company in newspapers and magazines will help you get all the relevant information to get the correct decision

Mobile number tracker (India)

TRAI (Telecom Regulatory Authority of India) directed all mobile operators in India not to disclose any mobile user’s details with any third party. And as result there will be no mobile directory available ever, just like the telephone directory. Even if you call up your mobile operator’s customer care and ask them about any no, they won’t disclose anything about that. But you can easily trace and find any mobile no in India via net.

Although this service can not tell you the exact location like the GPS tracking system, but will give you some important informations about the mobile no. You can track the mobile operator, state of residence etc. These sites use a statistics and mobile numbering plan to calculate the origin of a mobile no.

There are a lots of sites supporting this mobile no tracing feature. These sites can tell you the location of that mobile number, if that no is from India or not, if he is a GSM of GPRS user and the mobile network it’s using.

So, tracing and finding out any mobile no in India is not a headache anymore. Simply type the no, hit enter and get the details of your mobile no. Use this for information purposes only.

Following are the links:

http://trace.bharatiyamobile.com/

http://www.sindhunagar.com/TraceMobileLocation.php

http://www.informationmadness.com/cms/index.php?option=com_search_misscall&Itemid=124

Hope this will be useful to you…..

Taj Mahal… the real story.

No one has ever challenged it except Prof. P. N. Oak, who believes the whole world has been duped. In his book Taj Mahal: The True Story, Oak says The Taj Mahal is not Queen Mumtaz’s tomb but an ancient Hindu temple palace of Lord Shiva (then known as Tejo Mahalaya ) .

In the course of his research OAK discovered that the Shiva temple palace was usurped by Shah Jahan from then Maharaja of Jaipur, Jai Singh.

In his own court chronicle, Badshahnama, Shah Jahan admits that an exceptionally beautiful grand mansion in Agra was taken from Jai SIngh for Mumtaz’s burial . The ex-Maharaja of Jaipur still retains in his secret collection two orders from Shah Jahan for surrendering the Taj building. Using captured temples and mansions, as a burial place for Dead courtiers and royalty was a common practice among Muslim rulers. For example, Humayun,Akbar, Etmud-ud-Daula and Safdarjung are all buried in such mansions.

Oak’s inquiries began with the name of Taj Mahal. He says the term ” Mahal ” has never been used for a building in any Muslim countries from Afghanisthan to Algeria . “The unusual explanation that the term Taj Mahal derives from Mumtaz Mahal was illogical in atleast two respects.

Firstly, her name was never Mumtaz Mahal but Mumtaz-ul-Zamani,” he writes.

Secondly, one cannot omit the first three letters ‘Mum’ from a woman’s name to derive the remainder as the name for the building. “Taj Mahal, he claims, is a corrupt version of Tejo Mahalaya, or Lord Shiva’s Palace .

Oak also says the love story of Mumtaz and Shah Jahan is a fairy tale created by Court sycophants, blundering historians and sloppy archaeologists.

Not a Single royal chronicle of Shah Jahan’s time corroborates the love story.

Furthermore, Oak cites several documents suggesting the Taj Mahal predates Shah Jahan’s era, and was a temple dedicated to Shiva, worshipped by Rajputs of Agra city.

For example, Prof. Marvin Miller of New York took a Few Samples from the riverside doorway of the Taj. Carbon dating tests revealed that the door was 300 years older than Shah Jahan.

European traveler Johan Albert Mandelslo,who visited Agra in 1638 (only seven years after Mumtaz’s Death), describes the life of the city in his memoirs. But he makes no reference to the Taj Mahal being built.

The writings of Peter Mundy, an English visitor to Agra within a year of Mumtaz’s death, also suggest the Taj was a noteworthy building well before Shah Jahan’s time.

Prof. Oak points out a number of design and architectural inconsistencies that support the belief of the Taj Mahal being a typical Hindu temple Rather Than a mausoleum.

Many rooms in the Taj  Mahal have remained sealed Since Shah Jahan’s time and are still inaccessible to the public . Oak asserts they contain a headless statue of Lord Shiva and other objects commonly used for worship rituals in Hindu temples .

Fearing political Backlash, Indira Gandhi’s government tried to have Prof. Oak’s book Withdrawn from the bookstores, and threatened the Indian publisher of the first edition dire consequences . There is only one way to discredit or validate Oak’s research. The current government should open the sealed rooms of the Taj Mahal under U.N. supervision, and let international experts investigate.

The recession has ended….

If you want a bone to pick–or an economic argument to have–it should be about when the current recession actually began. The National Bureau of Economic Research, the U.S.’s semi-official recession arbiter, says it started in December 2007. But real gross domestic product grew at a 1% annual rate from then through August 2008. That doesn’t look like a recession to us.

Nonetheless, when Lehman Brothers collapsed and the $700-billion TARP plan was proposed, a very rare “panic” ensued. Monetary velocity collapsed. From September 2008 through March 2009, the economy shrank at a rate of 5.5%. That’s why we think the recession started in September 2008, not in December 2007.

Once the “real” recession started–the one that began in September–we consistently forecast it would be over by mid-2009, earlier than many (including the Federal Reserve) predicted. Now it looks like our V-shaped recovery is underway. When the NBER eventually gets around to declaring the recession end date, we think it will be May 2009.

New claims for unemployment insurance are probably the very best single indicator of the end of a recession. The monthly average for claims normally peaks one or two months before the economy bottoms–and it appears to have peaked in March, at 658,000, versus April’s 635,000.

Also, given that the September recession was marked by consumer spending falling off a cliff, we look at this measure to signal a rebound. Consumer spending grew at a 2.2% annual rate in the first quarter, and it looks set to rise again in the second quarter. Meanwhile, both major measures of consumer confidence (from The Conference Board and University of Michigan) shot upward in April.

The housing market is also showing nascent signs of life. New home sales bottomed in January at a 331,000 annual rate, but the pace of sales in February/March averaged 357,000. After falling 80% from January 2006 to January 2009, the rate of construction of single-family homes has remained essentially unchanged for the past two months, although (thankfully) it is at a level where builders are still rapidly cutting into excess inventories. In all likelihood, a bottom has been reached for both home sales and housing starts.

On the trade front, companies are increasingly willing to do business across borders. Inbound and outbound container traffic is up, at both the port of Los Angeles and the port of Long Beach. This is also a signal that credit conditions are easing, as international trade tends to be more credit-sensitive than domestic commerce.

Other signs of a rebound in monetary velocity can be found in prices. Consumer prices fell at a 12.4% annual rate in the last three months of 2008, the fastest decline since the Great Depression. In the first three months of 2009, however, prices are up at a 2.2% annual rate.

Meanwhile, commodity prices bottomed in February, signaling that the economy has turned a corner. In addition, Treasury bond yields are on the rise despite direct purchases by the Federal Reserve–an indicator that real interest rates have bottomed.

Add to all these signs April’s month-to-month jump in the ISM Manufacturing Index–the second largest in the last decade–and recent sharp increases in the Chicago PMI, the Philadelphia Fed Index and the Richmond Fed Index. All show the manufacturing recession is rapidly losing steam.

The end of the recession does not mean we won’t lose more jobs; employment is always a lagging indicator. And there will be more defaults, foreclosures and financial market problems too. But none of these are leading indicators.

In our view, there are no more shoes to drop.

A banana can change your life !!!!!

After Reading THIS, you’ll NEVER look at a banana in the same way again!

Bananas Containing three natural sugars – sucrose, fructose and glucose combined with fiber, a banana gives an instant, sustained and substantial boost of energy. Research has proven that just two bananas provide enough energy for a strenuous 90-minute workout. No wonder the banana is the number one fruit with the world’s leading athletes But energy isn’t the only way a banana can help us keep fit. It can also help overcome or prevent a substantial number of illnesses and conditions, making it a must to add to our daily diet.

Depression: According to a recent survey undertaken by MIND amongst people suffering from depression, many felt much better after eating a banana. This is because bananas contain tryptophan, a type of protein that the body converts into serotonin, known to make you relax, improve your mood and generally make you feel happier.

PMS: Forget the pills — eat a banana. The vitamin B6 it contains regulates blood glucose levels, which can affect your mood.

Anemia: High in iron, bananas can stimulate the production of hemoglobin in the blood and so helps in cases of anemia.

Blood Pressure: This unique tropical fruit is extremely high in potassium yet low in salt, making it the perfect way to beat blood pressure. So much so, the US Food and Drug Administration has just allowed the banana industry to make official claims for the fruit’s ability to reduce the risk of blood pressure and stroke.

Brain Power: 200 students at a Twickenham school were helped through their exams this year by eating bananas at breakfast, break, and lunch in a bid to boost their brain power. Research has shown that the potassium-packed fruit can assist learning by making pupils more alert.

Constipation: High in fiber, including bananas in the diet can help restore normal bowel action, helping to overcome the problem without resorting to laxatives.

Hangovers: One of the quickest ways of curing a hangover is to make a banana milkshake, sweetened with honey. The banana calms the stomach and, with the help of the honey, builds up depleted blood sugar levels, while the milk soothes and re-hydrates your system.

Heartburn: >Bananas have a natural antacid effect in the body, so if you suffer from heartburn, try eating a banana for soothing relief.

Morning Sickness: Snacking on bananas between meals helps to keep blood sugar levels up and avoid morning sickness.

Mosquito bites: Before reaching for the insect bite cream, try rubbing the affected area with the inside of a banana skin. Many people find it amazingly successful at reducing swelling and irritation.

Nerves: Bananas are high in B vitamins that help calm the nervous system.

Overweight and at work? Studies at the Institute of Psychology in Austria found pressure at work leads to gorging on comfort food like chocolate and chips. Looking at 5,000 hospital patients, researchers found the most obese were more likely to be in high-pressure jobs. The report concluded that, to avoid panic-induced food cravings, we need to control our blood sugar levels by snacking on high carbohydrate foods every two hours to keep levels steady.

Ulcers: The banana is used as the dietary food against intestinal disorders because of its soft texture and smoothness. It is the only raw fruit that can be eaten without distress in over-chronicler cases. It also neutralizes over-acidity and reduces irritation by coating the lining of the stomach.

Temperature control: Many other cultures see bananas as a “cooling” fruit that can lower both the physical and emotional temperature of expectant mothers. In Thailand , for example, pregnant women eat bananas to ensure their baby is born with a cool temperature

Seasonal Affective Disorder (SAD): Bananas can help SAD sufferers because they contain the natural mood enhancer tryptophan. > >Smoking: >Bananas can also help people trying to give up smoking. The B6, B12 they contain, as well as the potassium and magnesium found in them, help the body recover from the effects of nicotine withdrawal.

Stress: Potassium is a vital mineral, which helps normalize the heartbeat, sends oxygen to the brain and regulates your body’s water balance. When we are stressed, our metabolic rate rises, thereby reducing our potassium levels. These can be rebalanced with the help of a high-potassium banana snack

Strokes: According to research in “The New England Journal of Medicine,” eating bananas as part of a regular diet can cut the risk of death by strokes by as much as 40%!

So, a banana really is a natural remedy for many ills. When you compare it to an apple, it has four times the protein, twice the carbohydrates, three times the phosphorus, five times the vitamin A and iron, and twice the other vitamins and minerals. It is also rich in potassium and is one of the best value foods around. So maybe its time to change that well-known phrase so that we say, “A banana a day keeps the doctor away!”